Baines & Ernst Free Prize Draw – A chance to win your unsecured debts

It’s not every day you hear of a debt management company offering a free prize draw. But that’s what’s happening right now at Baines & Ernst – one of the country’s longest established providers of debt management solutions.

Entering the competition for your chance to win up to £8,000 to pay off unsecured debts* is easy too – all you need to do is visit the company’s Facebook page and complete a short application form or enter online at Baines & Ernst.

A spokesperson from Baines and Ernst said “Aside from wanting to help transform the finances of one lucky winner, we also wanted to raise awareness about the types of debt solutions available. People can easily get trapped in a cycle of debt because they don’t know what help is available to them. We’re here to tell people that they are not alone and there are solutions available that could help them get out of debt long before Bankruptcy is their only option.”

A free prize draw may seem like a novel way to raise awareness, but the fact is, debt is a problem in the UK. And it’s continuing to rise as people struggle to meet debt repayments they were once able to cope with.

In April 2012, Credit Action – the national money education charity – reported that the average household debt (excluding mortgages) stood at £8,002. This referred to unsecured debts including payday loans, catalogue accounts, credit cards, store cards and overdrafts.

As of the end of February 2012, Credit Action also reported that 104 people a day became unemployed. This means our unemployment rate continues to remain the highest it’s been since 1995.

“A few short months ago we released an Infographic regarding how the recession has affected people around the UK. The Baines & Ernst spokesperson continued.

“The results surrounding unemployment and inflation on everyday essentials were pretty staggering. Even basic items like food or petrol for the family car are just getting harder to afford. We want to help people during these times of financial hardship and set them on the road towards a future free from debt.”

For your chance to win The Baines & Ernst Free Prize Draw, apply online at Facebook or Baines & Ernst.

The Baines & Ernst prize draw is open to everyone in the UK aged 18 and over. The winner will win up to £8,000 to pay off their unsecured debts. *No cash alternative will be offered and all payment will go directly to their creditors. Terms and conditions apply.

Entries will be accepted from 30th May to midnight 3rd July 2012. The prize draw will take place on 6th July and the winner will be notified on 13th July. Good luck!

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