If you’re trying to tighten up your finances this fall and winter season, there’s one enemy that should be at the top of your list: mindless spending. There’s something about spending a lot of money that’s going to be problematic. For starters, it steals away from your real goals. Sure, the allure of a good sale is enough to attract our attention. We don’t want to lose out on a good deal, especially when it’s something that we’ve wanted for a long time. But you have to realize that mindless shopping isn’t always in your best interest. If you could use that money for other purposes, you would probably feel better in the long run. Sure, there’s a sudden rush of energy around shopping. But is it really the best place for you to put your money?
You have to look at your financial blueprint in order to have that question truly answered. Now, I know that some of you might not have a true blueprint, but you have a fair idea of where you want to go. Do yourself a huge favor — write it all down. I promise that I’m not trying to waste your time. I promise that I’m trying to keep you on the right track. I promise that I’m thinking about your best interests. You might think that it’s not important to write these things down but it will be important later down the road. You see, our goals change over time. Just when we think that we really, want something, we come to find that we really didn’t want it as much as we thought we did. We just figured that we had to have it, and that’s not something that you want to go with either. I’m also not saying that you can’t indulge every once in a while. If you couldn’t, that would really be boring. The truth is that there has to be a little bit of both in order to make life interesting.
The mindless shopping is what I really want you to focus on because it means that you’re spending money without even thinking about it. Wouldn’t like move a lot smoother if you were focusing on exactly the type of things that you needed to focus on without getting distracted? That would be a nice dream, but you can indeed make it a reality. You just need to think about what you’re really trying to accomplish. It can feel like everything and everyone is bearing down on you at the same time to make a decision, but that isn’t what’s happening. Stress is part of life, and your financial life is no exception to this concept. You’re going to have some financial pressure to perform, and that’s expected. What isn’t expected is that you just give up. It’s tempting to believe that this is the right course of action but it’s really not.
The best thing that you can do from here is to make sure that you’re going to be looking at all angles of the problem. You want to balance everything in your life. Just as there’s a time for rest, there really is a time for good shopping. Just make sure that you’re truly in control of the shopping and that it’s not taking away from what’s really important in your life.