If you’ve been a long time reader of this site, then you already know how much we believe in the power of a financial blueprint. You have to make sure that you’re really doing just about everything that you can in order to really get things moving. The consequences of not having a good solid financial plan are quite high. After all, how can you get anywhere when you really don’t know where to go or even where to get started? That’s the real problem that you’re facing. The truth is that it doesn’t have to be hard. It just has to be planned and you have to believe in your plan to the fullest.
The biggest part about personal finance that isn’t really taught anywhere has to be mindset. If you believe that you can overcome debt, then eventually you will do just that. It’s when you don’t believe in yourself that you’re more likely to make terrible decisions. You’re more likely to say “Well, I’m never really going to get out of this debt anyway, so why not just spend money on whatever I like?” It’s a problem that tends to get really bad before it gets better.
You have the ultimate power to change your life. You cannot rely on relatives to start taking care of this for you. There’s just no way for them to really do so. No matter what, you have to be the star of your own show. You have to take matters into your own hands. That’s the only time you’re going to feel a sense of accomplishment.
If you’ve had some major losses in your life, you might feel that personal finance just isn’t worth pursuing. You might feel that personal finance isn’t something that you can ultimately take care of yourself. You may slide into bad habits that you were working so hard to fix. If you find yourself in that situation, then you know what you need to do right? You need to break through it, move on to something else, and believe that you can do better than ever before. That’s just the way to go, when you think about it.
For example, you might have had a breakup. It’s okay to mourn the loss of that relationship. Everyone has grief. Everyone has problems. Everyone has pain that they really need to heal before they can move on. Just don’t let hesitations become reasons why you just stop moving.
Maybe you have to take a break from doing the things you love and your friends are not letting you hear the end of it. If that’s the case, you need to decide whether or not your current listing of friends is really going to help you or not. If they aren’t going to help you, then you might as well let them go. Life is too short to be around people that just aren’t going to take care of you.
The time is right to come back to your financial blueprint. And if you don’t have one, now is the perfect time to start one. We’ll be covering these topics in the next few guides, so make sure that you stay tuned!