Archive for the ‘Credit Cards’ Category

Your Credit Cards and Unemployment – Making Tough Decisions In a Tough Economy

Credit cards — a great tool when the economy is great, but let the economy get bad and people start worrying about how evil credit cards really are. Unfortunately people have to step back and realize that credit cards are really what you make of them. If you use them well, they’re a great tool. [...]

Don’t Dodge The Credit Card Debt Collectors!

If you take no other piece of advice from this site on credit cards, take this: you do not want to dodge the credit card debt collectors at all. First and foremost, if you know that the debt belongs to you outright and there’s no one charging up your credit cards, then you have a [...]

How to add another user to your credit card account

If you want another user to have access to your credit card account, you can request a second credit card for that user. You can request that second credit card when you first complete your application, or you can go back later and add another authorized user. Keep in mind, however, that you are ultimately [...]

Are you abusing your credit card

Have you ever considered the possibility that you may have become a credit-card abuser? Well, if you whip out your credit card for every purchase you make without even considering the dollar amount, then it is likely that you have joined the growing number of consumers who have taken their ability to use credit cards [...]

Fight Back Against Credit Card Interest Rate Increases!

Imagine this: you start out with a great credit card. Yes, there is such a thing as a great credit card, especially if it has a good interest rate and lets you make your life easier. Contrary to popular belief, credit cards really aren’t as evil as you might give them credit for. Unfortunately, there [...]

Credit Cards Give You the Power to Turn Any House Into a Home

Everyone loves owning a house, but even if you’re renting a house there are naturally things that you will want to do in order to turn it into a home that you can be proud of. Unfortunately, in order to complete this mission you’ll need money, but not just any money. You will need to [...]

New Year’s Resolution – To Start a Credit History

There are a lot of guides out there about re-building your credit history after you’ve had a few credit mistakes, but there’s one mistake that a lot of people make without thinking about it: they refuse to play the credit game altogether.
It’s not quite their fault, really. You see, a lot of financial “experts” are [...]

Alternative Measures You Can Take to Protect Your Credit Cards

Protecting your credit cards is something that can really take a lot out of you. It seems like every time you turn around there’s always some sort of policy that has to be addressed, or some story in the newspaper about a credit card scam ring being broken — with consumers paying the ultimate price.
However, [...]

The Dangers of Credit Cards and How to Avoid Them

Even though there are many benefits of credit cards, there are also many dangers of credit cards that you will have to avoid in order to get to the benefits. Knowing the dangers isn’t meant to be scary, it’s simply meant to be more information that you will need to make sure gets added to [...]

A Pre-Paid Debit Card Is the Perfect Tool for Students

Students and spending seem to go together quite well, just the way that women and high heeled shoes seem to go together quite well. However, if you’re sending your child off to college, you may already be feeling the pinch of seeing more money go out than you have coming in. Instead of getting upset [...]